Search Topics
Always Debt Free
Submitted by: Alicia
San Francisco, CAA 22 year old who is looking forward to a lifetime full of adventure and bliss.
I have been using The Secret since I discovered it three years ago and have made a lot of amazing things manifest in my life. However, this story actually pertains to something that has happened since before I knew about The Secret and never fully realized was all a result of The Secret.
When I turned 18, I decided to get a credit card so that I could start to build my credit in some way. I told myself that I would never charge my card for more than what I actually had in the bank. I wanted to avoid credit card debt that a lot of young people get themselves into. And I wanted to avoid paying interest ever. I really held onto this idea that I would never ever need to actually “borrow” money by means of my credit card.
Four years later I still have never missed a payment and have always paid in full, a habit I have never broken. However, the really awesome part of my story is something that happened that I didn’t ever fully acknowledge until now.
When I graduated college, I was left with about $17k in student loans. A couple of months later I found out that I had inherited a decent sum of money from my grandmother who had passed away earlier that year. I was not at all expecting this and had no idea it was coming. The money was more than enough to pay off my loans in full before they ever collected interest! Just like my credit card!
I never realized my thoughts about staying out of debt would reach beyond a small credit card, to something so much more substantial. I plan to continue using The Secret to never have to pay interest on anything! If it can work on my student loans, I know it can work for bigger things too like cars and a home!